September 24, 2015

If you fail to plan, you plan to fail:

 

Most bankruptcies are a result of an unforseen event such as divorce, illness or the loss of employment.  The problem with that statement is that “unforeseeable” events are all but unforeseeable.  Yet, most people fail to plan for...

September 9, 2015

Is filing Bankruptcy bad for your credit?

Seems like a simple question with an obvious answer.  The truth of the matter is that it all depends.

 

If you are paying all your obligations, meeting all your necessities and actually reducing your credit card balance, maybe ban...

September 9, 2015

Most people just think about their mortgage when they hear the word "Refinance". Refinancing your mortgage could be a good idea, but several factors should be looked at. Although the interest rate being charged is certainly one of the primary factors, you must also con...

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Debt consolidation involves reorganzing all of your individual debt payments into one "manageable" payment.  However, throughout my many years of expe...

Debt Consolidation v. Bankruptcy

September 10, 2014

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