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Taking control of your finances in 2015: Is 2015 the year you will take control of your finances by eliminating your credit card debt? A Bankruptcy can give you a fresh start. With all of the daily living expenses (including the new legal requirements of "Obama Care") it is getting harder and harder to make ends meet. The best way to deal with paying for everyday living expenses, from the ever shrinking paycheck, is to eliminate or reduce your old debts. Our office, Frei
Debt Consolidation v. Bankruptcy
Debt consolidation involves reorganzing all of your individual debt payments into one "manageable" payment. However, throughout my many years of experience as a bankruptcy attorney I have encountered several problems with debt consolidation. 1. Continued Contact from Creditors Proponents of debt consolidation often mention privacy as one of the biggest draws to entering into a debt consolidation. However, the price for privacy may be high. Depending on the type of debt con
