January 3, 2017

When the clock struck 12:01 a.m. on January 1, 2017 people across the United States stood back, took stock of the past year and set their resolutions for the New Year.  Some resolved to lose weight, others to quit bad habits like smoking and others still resolved to sp...

May 11, 2015

 

Many clients come to our office, for a free consultation, and already have in their mind that they want to file for a Chapter 7 rather than a Chapter 13 bankruptcy.  Realistically, how would you know without a thorough understanding of all bankruptcy laws, rules and l...

April 8, 2015

Help!, I've fallen and can't get up.  We all remember this line from an old t.v. commercial where an elderly person has physically fallen, is unable to get off the ground by herself, and unable to reach the telephone to call for help.   This is not about a physical fal...

April 1, 2015

In an unpresedented move, President Obama signed an Executive Order forgiving all credit card debt, medical bills and deficiencies owed to all who can establish that they are insolvent.  The test for insolvency will vary from State to State but could help thousands of...

September 10, 2014

Debt consolidation involves reorganzing all of your individual debt payments into one "manageable" payment.  However, throughout my many years of experience as a bankruptcy attorney I have encountered  several problems with debt consolidation.

 

1. Continued Contac...

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Debt consolidation involves reorganzing all of your individual debt payments into one "manageable" payment.  However, throughout my many years of expe...

Debt Consolidation v. Bankruptcy

September 10, 2014

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